pci-sscIf you are a small business, you might wonder why you have to comply with the PCI Security Standards? At first glance, especially if you are a smaller company, it may seem like a lot of effort.  It may be difficult to determine which self-assessment questionnaire to complete.  Regardless of the challenge, if you accept credit cards you MUST comply.

Compliance with data security standards can bring major benefits to businesses because as a result your company will be more secure and have the missing policies and procedures in place. On the other hand, failure to comply can have serious and long-term negative consequences.

Here is a summary of the 12 addressable requirements:

Build and Maintain a Secure Network

  1. Install and maintain a firewall configuration to protect cardholder data
  2. Do not use vendor-supplied defaults for system passwords and other security parameters

Protect Cardholder Data

  1. Protect stored cardholder data
  2. Encrypt transmission of cardholder data across open, public networks

Maintain a Vulnerability Management Program

  1. Use and regularly update anti-virus software or programs
  2. Develop and maintain secure systems and applications

Implement Strong Access Control Measures

  1. Restrict access to cardholder data by business need-to-know
  2. Assign a unique ID to each person with computer access and implement a 90-day password policy
  3. Restrict physical access to cardholder data and the processing of cardholder data isolating with a DMZ zone

Regularly Monitor and Test Networks

  1. Track and monitor all access to network resources and cardholder data
  2. Regularly test security systems and processes

Maintain an Information Security Policy

  1. Maintain a policy that addresses information security for all personnel

We offer PCI Compliance Protection through our TFIT - Totally Flexible IT - plan which addresses all of the requirements needed for compliance.